While the southeast is not a place that deals with a lot of snowfall that does not make it exempt from the occasional hailstorm.  As we saw back in April, even in warmer weather (and typically warmer climates) there is the possibility of icy, dangerous conditions. Along with damage to houses and other buildings one of the major concerns that can come along with this weather is automobile damage.

Hail can cause significant damage to automobiles, such as dents in the body and broken windows, windshields, mirrors and headlights. Some ways to avoid this headache include getting your car out of the storm (under an awning, in a garage, etc.). This one seems pretty obvious but isn’t always possible. If you’re driving and can’t find cover you should stop driving… not just for safety, but a stationary car will cause less impact with falling hail than a car in motion. If you’re not driving, and can’t get your car out of the storm, throwing a few heavy blankets over your car could save you some trouble down the road (pun intended).

Before you are faced with a situation like this (damage or not) it is important to know what kind of insurance you have on your car and what you can expect to be covered. A comprehensive auto policy will cover you for damages to your vehicle that are not your fault. This includes weather-related damages, as well as theft and vandalism. You could find yourself with a lot of unexpected expenses if you only carry liability insurance on your vehicle; liability only covers damage in which the insured is deemed responsible.

Of course you want to avoid weather-related damage to your automobile, however if damage is incurred you should call your insurance agent immediately to get started on a claim.

If you want to increase your coverage, or are interested in a new policy, contact Triest online or at 843-303-9163