When purchasing a new home in beautiful Charleston, SC, homeowners insurance probably isn't the first thing to think about. Caught up in the fantasy of finding that dream home, you might not be as concerned with which company will insure it. Here at Triest, we know that a home can be the most valuable asset you own, and we want to protect it the right way. Writing homeowners policies in Charleston, Mt. Pleasant, West of the Ashley, and the surrounding islands since 1903, we are experts on the topic, and will work tirelessly to find the right fit for you. In this post, i’ll quickly outline some of the most important factors in acquiring homeowners insurance, and note some of the industry’s best carriers that we represent.
What does it mean to have the BEST homeowners insurance? In our world today, we want the best of everything, but we also want it at the lowest price. When it comes to insurance, the way to have the best is to use an independent agency who will do the dirty work for you. That’s where we come in. At Triest, we have strong relationships with some of the best insurance carriers in the industry, and will work with them to provide you with the homeowners policy you need for your new home.
Rates for homeowners policies are often lower for newer homes because of the young age of the home, its recent electrical wiring, plumbing, HVAC, roofing, etc. Premium rating is dependent upon many factors, but what it often boils down to is the condition and age of your home, and the claim’s history and your credit rating. This is fantastic for you if you have just bought a new home. Now where do you go to shop insurance?
At Triest, we represent the best insurers to provide all possible options and quotes for you. We see some of the lowest homeowners insurance rates with Gulfstream Property and Casualty Insurance. Backed by a diverse group of highly rated reinsurers (“A” rated and higher), Gulfstream provides the safety and security you need when insuring your home. Specializing in insuring homes in the gulf coast area, this carrier knows exactly what to expect when the unexpected occurs.
Travelers Insurance is also another industry leading carrier that we represent. Travelers insures many of our newer homes, and provides comprehensive coverages to get you what you need in the event of a loss. As a top writer of homeowners insurance, Travelers is the type of carrier we like to work with to give our clients the best insurance to fit their needs. What about price? Well, Travelers also offers a rate discount when you package your auto policy with your homeowners policy. Packaging policies is a great idea as it keeps things simple and easy, deals with less insurance companies, and best of all, gives you a discount. We represent carriers like these and many more to ensure you’re getting the best value out of your insurance policy.
Another sure way to save money is to put all of your insurance needs with Triest, as we get discounts with carriers when we hold multiple lines of your business. Packaging your flood coverage, auto insurance, and home all together will make things convenient for you while saving you money. We really are a one-stop-shop when it comes to insurance. With exclusive discounts for using Triest, along with our 113 years of expertise, the best and cheapest way to insure is to insure with us.
So, if you are looking for the secret of how to get ONLY the cheapest insurance, the answer is simple. The cheapest insurance is the insurance that covers the least property and perils. Sure, any company would be happy to offer you a low rate on a policy that doesn’t cover anything, but this isn’t what you want when an unexpected loss occurs. Eliminating coverages is not the way to genuinely save. It might save you some premium for the time being, but if something tragic happens, you're left alone to cope.
However, If you are looking for the BEST insurance at a low and affordable price, you’ll let Triest do the shopping for you. The balance of comprehensively protecting your assets, while still providing you with the coverage that is affordable is what we strive to accomplish here at Triest.
As insurance agents, the licensed agents of Triest think of the worst case scenario. In the event of a flood, broken water pipes, or an earthquake, you’ll want Charleston’s premier agency there to help.
Homebuyers are looking for value, security, and trust. Well, look no further. Triest will offer you the team of agents to settle all your woes. Call us today, 800-474-5062 and ask to speak to one of Triest's licensed insurance agents who would love to quote your insurance.
Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your agent for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services.
This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.