There are many insurance agencies to choose from, sometimes it seems like there's one on every corner in South Carolina. Here are a few key tips to picking the best insurance agency for your family.
Consider whether the agency is "Captive" or a "Brokerage". The key difference is a captive agency will only be able to quote one company for you. A brokerage like Triest Agency of South Carolina (Charleston, Mt Pleasant and beyond) is able to shop the market and find the best rate. They can also help you find the best service. If you're unhappy with the insurance company for any reason you wouldn't have to switch agents, they could simply take your business elsewhere. They would already have all of your information already so you would not have to go through the whole new process all over again. If you were with a captive agent you'd have to start at square one if you needed a better price or better service.
Avoid an agency that charges fees for starting a policy. Oftentimes the insurance company will have a fee which is normal and often unavoidable. However sometimes if an agency files with the state to get permission, they too will add on their own fees in addition to the insurance company fees. Many agencies don't do this so it's money that you don't have to spend.
Find an agent that's going to give good service and follow up. Many agencies will write your policy and never contact you again. A good agency will touch bases and re-quote your policies periodically to make sure that you're still with the best company for you. Make sure it's someone who takes the time to answer any questions that you may have and who you can feel comfortable with.
There are many agencies to choose from to buy your insurance in the Palmetto State so you don't need to settle. Take the time to find a good agency and then you should be able to stay and grow with them for a lifetime.