In my 30 plus years and so many storms, hurricanes and evacuations, I am amazed at how people procrastinate when preparing for insurance. We, as agents beg our clients to meet with us to talk about coverages but it usually falls on deaf ears. That's not to say that we don't have some clients who are extremely good about keeping up with their insurance program and want to meet with us on a regular basis but this is not the norm. I don't think this is just customers of Triest Agency but it is endemic of the entire population in the lowcountry, Charleston and in harms way. I can understand that people don't want to talk about what could happen if we get hit with a CAT 4 or CAT 5 hurricane. Who does? But, people like me are trained to think about how to mitigate the risk and to insure against financial loss due to this.
Our office, and this time was no exception is barraged with angry people calling just days before IRMA came our way. They wanted to buy coverage; reduce deductibles; add to coverage limits ..... They're incensed when we tell them that it's too late. Insurance companies don't sell policies or make these type of changes when a disaster is ready to hit. That's tantamount to calling us for fire insurance when the pot on the stove catches fire. Or someone calling for health insurance when they're on the way to the hospital. Sorry folks but this is not how it works. Letting people buy only for the impending loss is irresponsible and harms the responsible people who have been paying their premiums and were prepared. That's not cold on my part. That's the way insurance works. And for those who don't prepare by having insurance or cannot afford insurance, then the federal government and in this case, FEMA will help. I fully support FEMA assistance to people who are not able to fend for themselves. That's our ethical responsibility as citizens.
So... What's on your schedule right now? Call Triest Agency to go over your policies? I hope so. We won't twist your arm to buy anything that you don't need. Besides, the decision is yours to make. Be prepared for the next big storm by meeting with us now. If you're not already a client then try to meet with your current agent. If that doesn't go anywhere, then my door is always open.
If you did receive damage from IRMA, the visit our IRMA Claims Page.