We often get questions from clients if they should schedule jewelry on their homeowners policy or not. There are two primary reasons to consider this type of extra coverage. There is a limitation for theft of jewelry on every homeowners policy. If a burglar breaks into your house and steals all of your jewelry then the policy is usually limited to a maximum of $2500. That's the total that it would pay and you have to get a police report and prove that it was a theft because the second reason for scheduling is that there is no coverage for disappearance on a homeowners policy. If you cannot prove it was a theft and the jewelry cannot be found then you have no coverage. These are the two primary reasons. If the jewelry was destroyed in a house fire or windstorm then it would be covered but you still have to prove that you had the jewelry so an inventory or photos are critical. How do you schedule a piece of jewelry? Most of the time we need a current appraisal. Should you bother to schedule jewelry? That depends on how much you're willing to lose. Think about it. Call us for more information.
Local Charleston News:
The Charleston Post & Courier
Held annually in more than 600 communities nationwide, the Alzheimer's Association Walk to End Alzheimer’s® is the world’s largest event to raise awareness and funds for Alzheimer’s care, support and research. This inspiring event calls on participants of all ages and abilities to reclaim the future for millions!
When you participate in Walk, your fundraising dollars fuel our mission, and your participation in the event helps to change the level of Alzheimer’s awareness in your community. The Alzheimer’s Association provides free, easy-to-use tools and staff support to help participants reach their fundraising goal. While there is no fee to register, we encourage participants to fundraise in order to contribute to the cause and raise awareness.
Take the first step by finding a Walk near you. Once you register, you will have access to a wide range of tools and support through your customized Participant Center. Join us and be inspired by all the footsteps that fall into place behind yours. Together, we can end Alzheimer’s!
Triest Agency News --- Charleston, SC - June 5, 2016... Triest Agency and the Freudenberg Family feel strongly about giving back to our community, our state, and country. The Triest and Freudenberg family have a long history of giving back to the community with time and money. In 2016 we're expressing our grateful by helping the Hope Lodge of the American Cancer Society. The Hope Lodge is a home away from home for people being treated in Charleston for cancer and need a place to stay close to the hospitals. The Hope Lodge was founded by Triest Agency's President, Larry Freudenberg's grandmother, Margot Strauss Freudenberg in 1970. Our Charleston American Cancer Society Hope Lodge was the first in the United States. Residents don't have to pay to stay at the lodge which has saved cancer patients millions of dollars. There are over 30 American Cancer Society Lodges in the United States and it all started here.
Marsha Freudenberg will be a volunteer during this summer at the Hope Lodge and Triest Agency will give back by preparing and providing a dinner to the residents and their guest. A person, organizations or company sponsors the dinner Monday - Thursday of each week. Our first meal this year will be on Monday, June 6, 2016. Our employee's are excited to be able to give back.
The portrait to the left was painted by Francis Bennett and hangs prominently at the Charleston Hope Lodge. Margot came to America in 1940 with her husband, Walter, and son, Henry as refugees from Nazi Germany. Trained as a physical therapist she served the Charleston community as the only physical therapist for a number of years. She passed away in 2013 at the age of 105.